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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,636 | $81,276-21.7% | $155,574-59.1% | $80,925-21.4% |
| Participation rate | 44.8% | 66.2%-21.4pp | 78.2%-33.4pp | 67.7%-22.8pp |
| Annual return | 14.89% | 33.36%-18.5pp | 64.87%-50.0pp | 35.65%-20.8pp |
| Employer contribution / active EE | $1,062 | $3,103-65.8% | $4,676-77.3% | $2,756-61.5% |
| Participant deferral / active EE | $2,240 | $3,453-35.1% | $5,629-60.2% | $4,299-47.9% |
| Admin fee / account holder | $1,442 | $7,993-82.0% | $15,914-90.9% | $6,940-79.2% |