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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,276 | $73,863-37.3% | $143,797-67.8% | $68,490-32.4% |
| Participation rate | 56.1% | 66.7%-10.6pp | 80.3%-24.2pp | 67.9%-11.8pp |
| Annual return | -17.10% | 0.91%-18.0pp | -0.04%-17.1pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,270 | $3,185-60.1% | $4,952-74.4% | $2,597-51.1% |
| Participant deferral / active EE | $2,540 | $3,385-25.0% | $5,638-55.0% | $4,028-36.9% |
| Admin fee / account holder | $2,413 | $5,756-58.1% | $14,679-83.6% | $5,403-55.3% |