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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,500 | $85,171-56.0% | $172,753-78.3% | $72,976-48.6% |
| Participation rate | 54.1% | 70.1%-16.0pp | 82.6%-28.6pp | 69.5%-15.4pp |
| Annual return | 20.56% | 27.32%-6.8pp | 803.00%-782.4pp | 81.02%-60.5pp |
| Employer contribution / active EE | $938 | $3,324-71.8% | $5,144-81.8% | $2,440-61.6% |
| Participant deferral / active EE | $1,901 | $3,260-41.7% | $5,198-63.4% | $3,608-47.3% |
| Admin fee / account holder | $509 | $5,880-91.3% | $13,956-96.3% | $5,124-90.1% |