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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,281 | $61,787+138.4% | $97,197+51.5% | $80,925+82.0% |
| Participation rate | 58.9% | 63.5%-4.6pp | 72.7%-13.8pp | 67.7%-8.7pp |
| Annual return | 16.76% | -558.16%+574.9pp | 75.47%-58.7pp | 35.65%-18.9pp |
| Employer contribution / active EE | $810 | $1,836-55.9% | $2,723-70.2% | $2,756-70.6% |
| Participant deferral / active EE | $6,788 | $3,027+124.2% | $4,263+59.2% | $4,299+57.9% |
| Admin fee / account holder | $1,689 | $5,170-67.3% | $5,637-70.0% | $6,940-75.7% |