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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,071 | $63,861+36.3% | $104,614-16.8% | $79,858+9.0% |
| Participation rate | 64.0% | 64.9%-0.9pp | 74.1%-10.1pp | 69.6%-5.6pp |
| Annual return | 22.87% | 21.30%+1.6pp | 340.56%-317.7pp | 31.72%-8.9pp |
| Employer contribution / active EE | $288 | $1,588-81.9% | $2,681-89.3% | $2,471-88.3% |
| Participant deferral / active EE | $4,053 | $2,693+50.5% | $3,739+8.4% | $3,740+8.3% |
| Admin fee / account holder | $1,854 | $4,185-55.7% | $6,464-71.3% | $5,306-65.1% |