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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,998 | $172,111+114.4% | $150,298+145.5% | $137,256+168.8% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 19.21% | 69.37%-50.2pp | 62.79%-43.6pp | 220.34%-201.1pp |
| Employer contribution / active EE | $4,892 | $4,636+5.5% | $4,154+17.8% | $4,156+17.7% |
| Participant deferral / active EE | $7,560 | $6,166+22.6% | $5,453+38.6% | $6,407+18.0% |
| Admin fee / account holder | $10,714 | $16,471-35.0% | $14,116-24.1% | $12,270-12.7% |