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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,317 | $183,627+82.6% | $155,602+115.5% | $145,978+129.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.10% | 61.32%-47.2pp | 64.81%-50.7pp | 550.52%-536.4pp |
| Employer contribution / active EE | $8,726 | $5,316+64.1% | $4,675+86.6% | $4,662+87.2% |
| Participant deferral / active EE | $9,006 | $6,466+39.3% | $5,629+60.0% | $6,690+34.6% |
| Admin fee / account holder | $19,565 | $19,327+1.2% | $15,923+22.9% | $13,400+46.0% |