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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,869 | $209,428+33.2% | $178,498+56.2% | $158,950+75.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.32% | 188.78%-173.5pp | 151.09%-135.8pp | 302.91%-287.6pp |
| Employer contribution / active EE | $4,684 | $5,707-17.9% | $5,011-6.5% | $4,762-1.6% |
| Participant deferral / active EE | $6,835 | $5,955+14.8% | $5,202+31.4% | $5,983+14.3% |
| Admin fee / account holder | $5,903 | $17,077-65.4% | $13,985-57.8% | $11,248-47.5% |