Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,705 | $65,367+15.8% | $92,915-18.5% | $72,976+3.7% |
| Participation rate | 51.7% | 68.3%-16.6pp | 76.0%-24.3pp | 69.5%-17.8pp |
| Annual return | 16.30% | 42.11%-25.8pp | 109.45%-93.1pp | 81.02%-64.7pp |
| Employer contribution / active EE | $1,952 | $2,594-24.7% | $3,653-46.6% | $2,440-20.0% |
| Participant deferral / active EE | $4,759 | $3,128+52.1% | $4,238+12.3% | $3,608+31.9% |
| Admin fee / account holder | $9,155 | $4,251+115.3% | $5,796+58.0% | $5,124+78.7% |