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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,191 | $97,732-27.2% | $83,831-15.1% | $135,380-47.4% |
| Participation rate | 65.2% | 80.0%-14.7pp | 76.1%-10.9pp | 82.6%-17.4pp |
| Annual return | -8.49% | 1287.56%-1296.0pp | 850.99%-859.5pp | 519.81%-528.3pp |
| Employer contribution / active EE | $1,945 | $4,222-53.9% | $3,631-46.4% | $4,779-59.3% |
| Participant deferral / active EE | $6,114 | $4,683+30.6% | $4,082+49.8% | $5,609+9.0% |
| Admin fee / account holder | $16,386 | $6,675+145.5% | $5,479+199.1% | $10,828+51.3% |