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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,082 | $106,008-11.3% | $92,240+2.0% | $147,586-36.3% |
| Participation rate | 63.2% | 80.4%-17.3pp | 76.5%-13.3pp | 82.8%-19.7pp |
| Annual return | 12.64% | 50.05%-37.4pp | 176.29%-163.6pp | 578.59%-565.9pp |
| Employer contribution / active EE | $2,207 | $4,333-49.1% | $3,680-40.0% | $4,876-54.7% |
| Participant deferral / active EE | $6,108 | $4,478+36.4% | $3,897+56.7% | $5,439+12.3% |
| Admin fee / account holder | $18,830 | $6,333+197.3% | $5,194+262.5% | $10,886+73.0% |