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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,499 | $228,352+3.6% | $185,827+27.3% | $158,950+48.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 10.74% | 40.81%-30.1pp | 35.96%-25.2pp | 302.91%-292.2pp |
| Employer contribution / active EE | $4,578 | $4,967-7.8% | $4,087+12.0% | $4,762-3.9% |
| Participant deferral / active EE | $7,683 | $6,416+19.7% | $5,633+36.4% | $5,983+28.4% |
| Admin fee / account holder | $1,891 | $11,867-84.1% | $9,502-80.1% | $11,248-83.2% |