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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,102 | $232,540-25.1% | $185,117-6.0% | $147,586+18.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 10.88% | 43.03%-32.2pp | 40.50%-29.6pp | 578.59%-567.7pp |
| Employer contribution / active EE | $1,207 | $5,195-76.8% | $4,182-71.1% | $4,876-75.2% |
| Participant deferral / active EE | $8,260 | $5,834+41.6% | $5,045+63.7% | $5,439+51.9% |
| Admin fee / account holder | $17,613 | $10,275+71.4% | $8,159+115.9% | $10,886+61.8% |