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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,657 | $211,946-9.1% | $169,452+13.7% | $135,382+42.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | 6.81% | 3.26%+3.5pp | 1.83%+5.0pp | 519.77%-513.0pp |
| Employer contribution / active EE | $1,095 | $5,117-78.6% | $4,157-73.7% | $4,779-77.1% |
| Participant deferral / active EE | $8,614 | $6,075+41.8% | $5,277+63.2% | $5,609+53.6% |
| Admin fee / account holder | $1,640 | $11,472-85.7% | $9,110-82.0% | $10,829-84.9% |