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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,219 | $125,184-23.1% | $105,607-8.9% | $145,884-34.0% |
| Participation rate | 78.3% | 77.6%+0.6pp | 75.3%+3.0pp | 80.3%-2.0pp |
| Annual return | 6.00% | 225.00%-219.0pp | 116.11%-110.1pp | 551.85%-545.8pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,200 | $5,714-61.5% | $5,011-56.1% | $6,690-67.1% |
| Admin fee / account holder | $22,635 | $17,133+32.1% | $10,958+106.6% | $13,392+69.0% |