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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,826 | $99,079-41.6% | $78,002-25.9% | $273,972-78.9% |
| Participation rate | 95.8% | 78.6%+17.3pp | 75.5%+20.3pp | 83.0%+12.8pp |
| Annual return | 4.41% | 217.93%-213.5pp | 425.99%-421.6pp | 41.46%-37.0pp |
| Employer contribution / active EE | $0 | $3,308-100.0% | $2,470-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $4,288 | $4,306-0.4% | $3,497+22.6% | $5,287-18.9% |
| Admin fee / account holder | $2,094 | $8,954-76.6% | $5,481-61.8% | $10,133-79.3% |