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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,005 | $91,559-31.2% | $133,959-53.0% | $79,858-21.1% |
| Participation rate | 71.8% | 73.3%-1.6pp | 79.8%-8.0pp | 69.6%+2.2pp |
| Annual return | 5.23% | 61.85%-56.6pp | 45.09%-39.9pp | 31.72%-26.5pp |
| Employer contribution / active EE | $1,366 | $2,384-42.7% | $3,919-65.2% | $2,471-44.7% |
| Participant deferral / active EE | $2,466 | $3,734-33.9% | $5,047-51.1% | $3,740-34.1% |
| Admin fee / account holder | $9,078 | $6,321+43.6% | $8,928+1.7% | $5,306+71.1% |