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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,481 | $69,977-46.4% | $108,582-65.5% | $62,881-40.4% |
| Participation rate | 93.0% | 72.9%+20.1pp | 79.6%+13.5pp | 69.3%+23.7pp |
| Annual return | 10.51% | 10.73%-0.2pp | -51.70%+62.2pp | 20.14%-9.6pp |
| Employer contribution / active EE | $1,474 | $2,135-30.9% | $3,758-60.8% | $2,281-35.4% |
| Participant deferral / active EE | $2,024 | $3,165-36.1% | $4,311-53.1% | $3,203-36.8% |
| Admin fee / account holder | $602 | $5,076-88.1% | $7,645-92.1% | $4,296-86.0% |