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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,976 | $72,404-48.9% | $110,243-66.5% | $64,173-42.4% |
| Participation rate | 87.5% | 73.3%+14.2pp | 79.8%+7.7pp | 69.6%+17.9pp |
| Annual return | -8.42% | -6.29%-2.1pp | 314.76%-323.2pp | 7.63%-16.1pp |
| Employer contribution / active EE | $1,162 | $2,282-49.1% | $3,827-69.6% | $2,381-51.2% |
| Participant deferral / active EE | $2,109 | $3,469-39.2% | $4,672-54.9% | $3,470-39.2% |
| Admin fee / account holder | $5,557 | $5,664-1.9% | $8,548-35.0% | $4,887+13.7% |