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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,384 | $80,985-3.2% | $96,576-18.8% | $75,181+4.3% |
| Participation rate | 70.6% | 71.8%-1.2pp | 76.0%-5.4pp | 67.2%+3.4pp |
| Annual return | 20.39% | 27.05%-6.7pp | 25.87%-5.5pp | 160.69%-140.3pp |
| Employer contribution / active EE | $2,628 | $2,282+15.1% | $2,965-11.4% | $2,671-1.6% |
| Participant deferral / active EE | $750 | $3,929-80.9% | $4,851-84.5% | $4,126-81.8% |
| Admin fee / account holder | $6,655 | $6,719-1.0% | $8,253-19.4% | $5,650+17.8% |