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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,526 | $71,872-0.5% | $86,691-17.5% | $68,495+4.4% |
| Participation rate | 63.0% | 72.2%-9.2pp | 76.6%-13.6pp | 67.9%-4.9pp |
| Annual return | -17.84% | 3.53%-21.4pp | 35.94%-53.8pp | -7.84%-10.0pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,822 | $3,779-25.3% | $4,656-39.4% | $4,028-29.9% |
| Admin fee / account holder | $3,955 | $6,112-35.3% | $7,492-47.2% | $5,403-26.8% |