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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,715 | $72,492-1.1% | $87,104-17.7% | $72,975-1.7% |
| Participation rate | 77.2% | 72.8%+4.4pp | 76.9%+0.3pp | 69.5%+7.7pp |
| Annual return | 21.68% | 24.46%-2.8pp | 28.19%-6.5pp | 81.01%-59.3pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,277 | $3,270+0.2% | $4,048-19.1% | $3,608-9.2% |
| Admin fee / account holder | $9,121 | $5,055+80.4% | $7,491+21.8% | $5,124+78.0% |