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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,395 | $63,346-6.2% | $92,240-35.6% | $70,126-15.3% |
| Participation rate | 85.2% | 68.7%+16.5pp | 76.5%+8.7pp | 69.5%+15.6pp |
| Annual return | 7.94% | 530.19%-522.2pp | 176.29%-168.3pp | 73.15%-65.2pp |
| Employer contribution / active EE | $602 | $2,471-75.6% | $3,680-83.6% | $2,343-74.3% |
| Participant deferral / active EE | $6,731 | $2,854+135.9% | $3,897+72.7% | $3,332+102.0% |
| Admin fee / account holder | $317 | $3,841-91.8% | $5,194-93.9% | $4,645-93.2% |