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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,277 | $73,988+16.6% | $96,538-10.6% | $75,177+14.8% |
| Participation rate | 83.8% | 66.4%+17.4pp | 74.3%+9.4pp | 67.2%+16.6pp |
| Annual return | 14.53% | 26.73%-12.2pp | 35.74%-21.2pp | 160.75%-146.2pp |
| Employer contribution / active EE | $704 | $2,930-76.0% | $3,740-81.2% | $2,671-73.6% |
| Participant deferral / active EE | $9,121 | $3,660+149.2% | $4,880+86.9% | $4,126+121.0% |
| Admin fee / account holder | $7,286 | $5,220+39.6% | $6,737+8.1% | $5,651+28.9% |