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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,035 | $78,670+5.5% | $109,173-23.9% | $85,847-3.3% |
| Participation rate | 83.8% | 68.3%+15.5pp | 75.9%+7.9pp | 69.3%+14.5pp |
| Annual return | 15.62% | 25.09%-9.5pp | 25.75%-10.1pp | 318.61%-303.0pp |
| Employer contribution / active EE | $620 | $2,734-77.3% | $3,723-83.3% | $2,565-75.8% |
| Participant deferral / active EE | $7,084 | $3,467+104.3% | $4,654+52.2% | $3,952+79.2% |
| Admin fee / account holder | $8,119 | $5,469+48.4% | $6,755+20.2% | $6,261+29.7% |