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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,677 | $78,423-32.8% | $95,964-45.1% | $79,856-34.0% |
| Participation rate | 77.1% | 73.5%+3.6pp | 77.1%0pp | 69.6%+7.4pp |
| Annual return | 14.21% | 19.37%-5.2pp | 91.64%-77.4pp | 31.71%-17.5pp |
| Employer contribution / active EE | $818 | $1,945-58.0% | $2,541-67.8% | $2,471-66.9% |
| Participant deferral / active EE | $1,878 | $3,440-45.4% | $4,167-54.9% | $3,741-49.8% |
| Admin fee / account holder | $426 | $5,622-92.4% | $6,797-93.7% | $5,306-92.0% |