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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,354 | $60,349-29.8% | $74,184-42.9% | $62,881-32.6% |
| Participation rate | 71.4% | 72.7%-1.3pp | 76.6%-5.2pp | 69.3%+2.1pp |
| Annual return | 7.88% | 21.38%-13.5pp | 17.74%-9.9pp | 20.14%-12.3pp |
| Employer contribution / active EE | $865 | $1,680-48.5% | $2,370-63.5% | $2,281-62.1% |
| Participant deferral / active EE | $1,389 | $2,856-51.4% | $3,550-60.9% | $3,203-56.6% |
| Admin fee / account holder | $5,274 | $4,261+23.8% | $5,586-5.6% | $4,296+22.8% |