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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,544 | $62,583-36.8% | $76,767-48.5% | $64,173-38.4% |
| Participation rate | 79.5% | 72.8%+6.7pp | 77.0%+2.6pp | 69.6%+10.0pp |
| Annual return | -7.98% | -1.95%-6.0pp | 2.43%-10.4pp | 7.63%-15.6pp |
| Employer contribution / active EE | $1,057 | $1,832-42.3% | $2,485-57.5% | $2,381-55.6% |
| Participant deferral / active EE | $1,669 | $3,145-46.9% | $3,852-56.7% | $3,470-51.9% |
| Admin fee / account holder | $804 | $4,667-82.8% | $6,675-87.9% | $4,887-83.5% |