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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,963 | $100,003+41.0% | $146,685-3.9% | $85,856+64.2% |
| Participation rate | 71.4% | 73.1%-1.6pp | 80.1%-8.6pp | 69.3%+2.1pp |
| Annual return | 11.07% | 18.93%-7.9pp | 22.75%-11.7pp | 318.58%-307.5pp |
| Employer contribution / active EE | $2,299 | $2,559-10.2% | $4,137-44.4% | $2,565-10.4% |
| Participant deferral / active EE | $3,645 | $4,006-9.0% | $5,507-33.8% | $3,952-7.8% |
| Admin fee / account holder | $34,042 | $7,704+341.9% | $10,281+231.1% | $6,261+443.8% |