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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,759 | $91,559+19.9% | $133,978-18.1% | $79,856+37.4% |
| Participation rate | 81.5% | 73.3%+8.1pp | 79.8%+1.6pp | 69.6%+11.8pp |
| Annual return | 12.66% | 61.85%-49.2pp | 45.10%-32.4pp | 31.71%-19.1pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,194 | $3,734-14.4% | $5,047-36.7% | $3,741-14.6% |
| Admin fee / account holder | $4,918 | $6,321-22.2% | $8,930-44.9% | $5,306-7.3% |