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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,902 | $101,778+14.9% | $164,975-29.1% | $80,925+44.5% |
| Participation rate | 93.5% | 71.8%+21.7pp | 78.6%+14.9pp | 67.7%+25.9pp |
| Annual return | 10.46% | 16.73%-6.3pp | 70.12%-59.7pp | 35.65%-25.2pp |
| Employer contribution / active EE | $1,999 | $2,954-32.3% | $4,343-54.0% | $2,756-27.5% |
| Participant deferral / active EE | $6,382 | $4,477+42.6% | $6,033+5.8% | $4,299+48.5% |
| Admin fee / account holder | $3,947 | $8,221-52.0% | $12,688-68.9% | $6,940-43.1% |