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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,784 | $150,442-14.4% | $136,295-5.5% | $147,585-12.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 10.64% | 1049.09%-1038.4pp | 5155.97%-5145.3pp | 578.56%-567.9pp |
| Employer contribution / active EE | $2,469 | $5,256-53.0% | $4,695-47.4% | $4,876-49.4% |
| Participant deferral / active EE | $5,573 | $6,630-16.0% | $6,247-10.8% | $5,439+2.5% |
| Admin fee / account holder | $1,439 | $10,905-86.8% | $9,243-84.4% | $10,885-86.8% |