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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,192 | $148,629-16.4% | $135,982-8.7% | $139,487-11.0% |
| Participation rate | 78.9% | 83.9%-4.9pp | 81.9%-3.0pp | 80.3%-1.4pp |
| Annual return | 10.73% | 79.33%-68.6pp | 68.32%-57.6pp | 373.84%-363.1pp |
| Employer contribution / active EE | $2,014 | $5,247-61.6% | $4,859-58.5% | $4,755-57.6% |
| Participant deferral / active EE | $5,223 | $8,102-35.5% | $7,760-32.7% | $6,713-22.2% |
| Admin fee / account holder | $19,693 | $12,406+58.7% | $10,767+82.9% | $11,407+72.6% |