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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,370 | $138,114-10.7% | $125,391-1.6% | $134,545-8.3% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+0.9pp | 81.2%+2.1pp |
| Annual return | -15.26% | 750.88%-766.1pp | 572.41%-587.7pp | 418.37%-433.6pp |
| Employer contribution / active EE | $1,953 | $5,246-62.8% | $4,816-59.5% | $4,742-58.8% |
| Participant deferral / active EE | $5,118 | $7,801-34.4% | $7,448-31.3% | $6,401-20.0% |
| Admin fee / account holder | $1,634 | $11,570-85.9% | $10,009-83.7% | $11,431-85.7% |