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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,638 | $58,099+42.2% | $76,872+7.5% | $75,173+9.9% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.6%+30.4pp | 67.2%+32.8pp |
| Annual return | 8.99% | 26.71%-17.7pp | 37.90%-28.9pp | 160.72%-151.7pp |
| Employer contribution / active EE | $4,599 | $1,996+130.5% | $2,533+81.5% | $2,671+72.2% |
| Participant deferral / active EE | $2,714 | $2,999-9.5% | $3,832-29.2% | $4,126-34.2% |
| Admin fee / account holder | $5,332 | $4,778+11.6% | $5,476-2.6% | $5,651-5.6% |