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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,820 | $63,082+23.4% | $81,726-4.8% | $79,856-2.5% |
| Participation rate | 96.4% | 67.5%+28.9pp | 72.0%+24.4pp | 69.6%+26.8pp |
| Annual return | 9.81% | 22.66%-12.8pp | 29.49%-19.7pp | 31.71%-21.9pp |
| Employer contribution / active EE | $3,836 | $1,795+113.7% | $4,311-11.0% | $2,471+55.2% |
| Participant deferral / active EE | $2,506 | $2,780-9.9% | $7,108-64.7% | $3,741-33.0% |
| Admin fee / account holder | $8,017 | $4,428+81.1% | $5,160+55.4% | $5,306+51.1% |