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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,724 | $96,956-18.8% | $69,779+12.8% | $273,972-71.3% |
| Participation rate | 95.7% | 77.1%+18.6pp | 71.8%+23.8pp | 83.0%+12.6pp |
| Annual return | 4.66% | 12.93%-8.3pp | 12.99%-8.3pp | 41.46%-36.8pp |
| Employer contribution / active EE | $3,817 | $3,316+15.1% | $2,338+63.2% | $4,869-21.6% |
| Participant deferral / active EE | $1,844 | $3,744-50.8% | $2,931-37.1% | $5,287-65.1% |
| Admin fee / account holder | $7,065 | $7,934-11.0% | $4,381+61.3% | $10,133-30.3% |