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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,295 | $58,391+32.4% | $76,667+0.8% | $72,976+5.9% |
| Participation rate | 100.0% | 67.4%+32.6pp | 72.1%+27.9pp | 69.5%+30.5pp |
| Annual return | 11.54% | 2306.65%-2295.1pp | 1166.74%-1155.2pp | 81.02%-69.5pp |
| Employer contribution / active EE | $4,150 | $1,787+132.3% | $2,303+80.2% | $2,440+70.1% |
| Participant deferral / active EE | $2,454 | $2,690-8.8% | $3,336-26.4% | $3,608-32.0% |
| Admin fee / account holder | $940 | $4,014-76.6% | $6,423-85.4% | $5,124-81.7% |