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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,775 | $63,845-6.4% | $81,370-26.5% | $80,959-26.2% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | -36.53% | 16.37%-52.9pp | 24.85%-61.4pp | 35.67%-72.2pp |
| Employer contribution / active EE | $4,659 | $1,980+135.3% | $2,464+89.1% | $2,757+69.0% |
| Participant deferral / active EE | $2,343 | $3,093-24.2% | $3,885-39.7% | $4,300-45.5% |
| Admin fee / account holder | $37,281 | $5,688+555.4% | $5,749+548.4% | $6,925+438.3% |