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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COTA STREET INVESTMENT MANAGEMENT Service code 28 24 E. COTA STREET, SUITE200 · SANTA BARBARA, CA 93101 | Investment Management | $22,799 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $16,973 |
Filed as: LARSON ALLEN LLP Service code 99 1301 W 22ND ST STE 1100 · OAK BROOK, IL 60523 | Other Fees | $8,820 |
PENSIONMARK FINANCIAL GROUP LLC5+ years Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $4,964 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,034 | $64,732+9.7% | $112,270-36.7% | $68,494+3.7% |
| Participation rate | 97.8% | 67.2%+30.7pp | 75.1%+22.8pp | 67.9%+29.9pp |
| Annual return | -16.91% | -11.40%-5.5pp | 27.49%-44.4pp | -7.86%-9.1pp |
| Employer contribution / active EE | $8,556 | $2,746+211.6% | $3,635+135.3% | $2,597+229.5% |
| Participant deferral / active EE | $4,950 | $3,566+38.8% | $4,729+4.7% | $4,028+22.9% |
| Admin fee / account holder | $439 | $5,222-91.6% | $6,411-93.2% | $5,403-91.9% |