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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,128 | $77,896-3.6% | $134,172-44.0% | $82,448-8.9% |
| Participation rate | 86.2% | 62.8%+23.4pp | 72.5%+13.7pp | 68.1%+18.1pp |
| Annual return | 13.58% | 18.21%-4.6pp | 25.30%-11.7pp | 41.64%-28.1pp |
| Employer contribution / active EE | $2,490 | $2,159+15.3% | $3,420-27.2% | $2,551-2.4% |
| Participant deferral / active EE | $4,569 | $3,162+44.5% | $4,690-2.6% | $4,139+10.4% |
| Admin fee / account holder | $3,118 | $6,336-50.8% | $12,016-74.1% | $7,234-56.9% |