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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,067 | $51,708-30.2% | $106,619-66.2% | $62,881-42.6% |
| Participation rate | 61.4% | 66.9%-5.5pp | 78.0%-16.6pp | 69.3%-7.9pp |
| Annual return | 10.01% | 4.69%+5.3pp | 9.42%+0.6pp | 20.14%-10.1pp |
| Employer contribution / active EE | $1,429 | $1,764-19.0% | $3,947-63.8% | $2,281-37.3% |
| Participant deferral / active EE | $2,070 | $2,315-10.6% | $3,930-47.3% | $3,203-35.4% |
| Admin fee / account holder | $10,287 | $3,349+207.2% | $6,418+60.3% | $4,296+139.5% |