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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,047 | $174,379-58.7% | $152,093-52.6% | $138,895-48.1% |
| Participation rate | 55.0% | 81.6%-26.6pp | 77.8%-22.8pp | 79.9%-24.9pp |
| Annual return | 15.80% | 74.86%-59.1pp | 66.36%-50.6pp | 145.39%-129.6pp |
| Employer contribution / active EE | $2,179 | $4,652-53.1% | $4,175-47.8% | $4,194-48.0% |
| Participant deferral / active EE | $2,335 | $6,159-62.1% | $5,451-57.2% | $6,396-63.5% |
| Admin fee / account holder | $3,860 | $16,880-77.1% | $14,497-73.4% | $12,562-69.3% |