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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,763 | $88,702-33.8% | $81,780-28.1% | $145,978-59.7% |
| Participation rate | 60.9% | 75.0%-14.2pp | 72.4%-11.5pp | 80.3%-19.4pp |
| Annual return | 15.48% | 1029.12%-1013.6pp | 776.27%-760.8pp | 550.52%-535.0pp |
| Employer contribution / active EE | $1,968 | $3,084-36.2% | $2,914-32.5% | $4,662-57.8% |
| Participant deferral / active EE | $2,057 | $4,645-55.7% | $4,321-52.4% | $6,690-69.3% |
| Admin fee / account holder | $1,385 | $8,414-83.5% | $7,384-81.2% | $13,400-89.7% |