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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,980 | $99,011-59.6% | $86,582-53.8% | $147,586-72.9% |
| Participation rate | 75.0% | 76.3%-1.3pp | 73.5%+1.5pp | 82.8%-7.8pp |
| Annual return | 16.65% | 1312.75%-1296.1pp | 965.08%-948.4pp | 578.59%-561.9pp |
| Employer contribution / active EE | $2,298 | $3,132-26.6% | $2,839-19.1% | $4,876-52.9% |
| Participant deferral / active EE | $3,086 | $3,972-22.3% | $3,609-14.5% | $5,439-43.3% |
| Admin fee / account holder | $5,879 | $5,709+3.0% | $4,904+19.9% | $10,886-46.0% |