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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,457 | $176,077-81.6% | $159,455-79.6% | $167,518-80.6% |
| Participation rate | 68.4% | 84.9%-16.5pp | 82.8%-14.4pp | 82.1%-13.7pp |
| Annual return | 16.13% | 331.83%-315.7pp | 263.63%-247.5pp | 478.71%-462.6pp |
| Employer contribution / active EE | $2,365 | $5,298-55.4% | $4,830-51.0% | $4,838-51.1% |
| Participant deferral / active EE | $3,987 | $7,751-48.6% | $7,353-45.8% | $6,342-37.1% |
| Admin fee / account holder | $2,737 | $12,556-78.2% | $10,800-74.7% | $12,312-77.8% |