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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,046 | $93,598-50.8% | $135,974-66.1% | $75,173-38.7% |
| Participation rate | 46.2% | 75.2%-29.0pp | 81.9%-35.8pp | 67.2%-21.0pp |
| Annual return | 19.78% | 30.89%-11.1pp | 68.30%-48.5pp | 160.72%-140.9pp |
| Employer contribution / active EE | $1,725 | $3,538-51.2% | $4,859-64.5% | $2,671-35.4% |
| Participant deferral / active EE | $3,013 | $6,405-53.0% | $7,760-61.2% | $4,126-27.0% |
| Admin fee / account holder | $728 | $6,978-89.6% | $10,767-93.2% | $5,651-87.1% |