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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,248 | $138,102-75.2% | $125,381-72.7% | $134,532-74.5% |
| Participation rate | 45.8% | 84.5%-38.7pp | 82.4%-36.5pp | 81.2%-35.4pp |
| Annual return | -20.01% | 750.73%-770.7pp | 572.31%-592.3pp | 418.27%-438.3pp |
| Employer contribution / active EE | $1,785 | $5,245-66.0% | $4,815-62.9% | $4,741-62.4% |
| Participant deferral / active EE | $2,927 | $7,801-62.5% | $7,448-60.7% | $6,401-54.3% |
| Admin fee / account holder | $5,005 | $11,568-56.7% | $10,007-50.0% | $11,429-56.2% |