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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,435 | $135,956-37.9% | $123,894-31.8% | $273,972-69.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 8.18% | 56.63%-48.5pp | 47.52%-39.3pp | 41.46%-33.3pp |
| Employer contribution / active EE | $17,184 | $5,170+232.4% | $4,617+272.2% | $4,869+252.9% |
| Participant deferral / active EE | $9,228 | $6,343+45.5% | $5,984+54.2% | $5,287+74.5% |
| Admin fee / account holder | $713 | $9,817-92.7% | $8,357-91.5% | $10,133-93.0% |