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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,559 | $127,387-32.1% | $115,038-24.8% | $125,389-31.0% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 20.30% | 31.28%-11.0pp | 26.14%-5.8pp | 282.24%-261.9pp |
| Employer contribution / active EE | $19,489 | $5,166+277.2% | $4,608+322.9% | $4,866+300.5% |
| Participant deferral / active EE | $12,470 | $6,423+94.1% | $6,026+106.9% | $5,352+133.0% |
| Admin fee / account holder | $1,128 | $9,516-88.1% | $8,175-86.2% | $9,541-88.2% |