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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,645 | $157,304-17.6% | $141,197-8.2% | $152,909-15.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.32% | 64.34%-46.0pp | 71.41%-53.1pp | 345.46%-327.1pp |
| Employer contribution / active EE | $22,299 | $5,263+323.7% | $4,736+370.8% | $4,764+368.1% |
| Participant deferral / active EE | $9,600 | $7,111+35.0% | $6,710+43.1% | $5,851+64.1% |
| Admin fee / account holder | $645 | $12,126-94.7% | $10,265-93.7% | $11,601-94.4% |